Hey guys, guess what?



I won $500,000.


:)



PS: I shit you not.

PPS: Really, I swear on what ever you guys want.

PPPS: Figured I'd tell you guys since I don't know any of you personally. Ill get a picture of the check as soon as it arrives at my parents house :)

Seriously.........that ROCKS BABY!!!!!!!!!! Congrats!!!!

Be wise with it. Seriously it can set you up for life...do not piss it away.

Congrats and I'm happy for you sweetie. BUT. Don't let it be your demise.
That's alot and you need to handle with care.

My advice to you is to invest it into CD's. You get a great return and can live without most of it, let it rake in more money for you. You can be set for life if you don't blow it.
I'm getting 5.20% interest on my CD's for a 12 month period. I've never invested into John Hnacock but my parents have and said you are running a risk if you do, to put it in CD's is better. Also, open an account in a FDIC bank *so it is federally insured* and don't put it all in one bank, have a few accounts.
Mark on your calender the last day of your CD life, and switch it over on that day to the next highest interest rate.:thumbs:

cool. can i have $50?

I won $500,000.
Holy frickin' congrats. How?!

I wish I had a fraction of that.

Great news Phyrex. :)

Don't listen to them...you should blow it all on booze and hookers. ;)

I'm very happy for you.

Now take a bit of advice from an old man, remember the power of compounding. Take some of the money and just blow it on things you want but invest the vast majority of it. Say you clear $300,000 after taxes and blow $50,000. If you invest the other $250,000 at just 5% interest it will grow tremendously. You are only 22 years old. $250,000 invested at 5% will yield alllmost $370,000 by the time you are 30. That would allow you to take almost $20,000 a year out and never touch the principle. If you invest it at 8%, a more likely amount your money would increas much more quickly.

year one $270,000
year two 291,600
year three 314,928
year four 340,122
year five 367,332
year six 396,718
year seven 428,456
year eight 462732
year nine 499,751
year ten 539,731


After ten years you could draw $43,000 a year and never touch the principle. You would have double what you first started investing.

Hey guys, guess what?



I won $500,000.


:)



PS: I shit you not.

PPS: Really, I swear on what ever you guys want.

PPPS: Figured I'd tell you guys since I don't know any of you personally. Ill get a picture of the check as soon as it arrives at my parents house :)

congrats!....the check isn't for $550,000, and they want you to send the change to Nigeria, is it?:confused:

Can you buy me a new car?

Cool! How did you win it?

do they still sell Daewoos over there? i've always wanted to see one plated gold:@@:

Phyrex ... fill us in on the details! We're waiting with bated breath!

Phyrex ... fill us in on the details! We're waiting with baited breath!


hurry please...someone didn't brush after dinner either:lolhit:


congrats Phyrex

Phyrex, i hate to ask, but it's not for me....could you make a donation to OD's college fund so we can get rid of him for 4 years? the bake sale isn't drawing quite what we thought it would. i think we're losing money on the brownies:@@:

:lolhit: @ Mikey


If you invest it at 8%, a more likely amount your money would increas much more quickly.



Where can you invest at 8%, Frogger?

Where can you invest at 8%, Frogger?
I think money market accounts generally offer APRs around there. Mutual funds would be good too.

I think money market accounts generally offer APRs around there. Mutual funds would be good too.
Money markets are not federally insured and you run a risk of losing it. I'd prefer to be more secure.

Phyrex, i hate to ask, but it's not for me....could you make a donation to OD's college fund so we can get rid of him for 4 years? the bake sale isn't drawing quite what we thought it would. i think we're losing money on the brownies:@@:

If you put less pot in the brownies you wouldn't have to charge so much to make money.

Congratulations Phyrex. Definitely you should invest most of the money. My personal advice would be to use CDs to start, and take a course in investing to learn the pros and cons of all types of investments.

Ha, thanks for the info guys. I'm most decidedly going to invest most* of it, so don't worry.

As for how I won it, I honestly am not sure, the check is coming from ING, the finance company. I do not even use them, nor have I ever done any business with them. As far as I know at least. It's kinda random, I'll see if I can find out more details.

*By most I mean 300-400k, as for the rest, well, god only knows :)

As for how I won it, I honestly am not sure, the check is coming from ING, the finance company. I do not even use them, nor have I ever done any business with them. As far as I know at least. It's kinda random, I'll see if I can find out more details.
Advanced Fee Fraud

You may already have heard of ‘advanced fee fraud’, where emails offering large sums of money are sent to thousands of email addresses, but a modest ‘fee’ was required in order to cover legal fees, open an account or pay customs charges. Sometimes the money offered is as a result of a lottery for which you have never bought a ticket. Sometimes the money is held in an account overseas but the account owner cannot access it, they promise a percentage of the money in return for your help. In both cases various fees have to be paid.

Do not respond to these emails. They are part of a fraud and you will not receive any of the promised money.

We place this warning here because we are aware that the criminals carrying out these frauds do on occasion use the name of ING or an ING subsidiary as part of this scam.

Advanced Fee Fraud

You may already have heard of ‘advanced fee fraud’, where emails offering large sums of money are sent to thousands of email addresses, but a modest ‘fee’ was required in order to cover legal fees, open an account or pay customs charges. Sometimes the money offered is as a result of a lottery for which you have never bought a ticket. Sometimes the money is held in an account overseas but the account owner cannot access it, they promise a percentage of the money in return for your help. In both cases various fees have to be paid.

Do not respond to these emails. They are part of a fraud and you will not receive any of the promised money.

We place this warning here because we are aware that the criminals carrying out these frauds do on occasion use the name of ING or an ING subsidiary as part of this scam.

No Borg, you don't understand, they sent a legitimate check to my house for $5000 to cover taxes, a REAL check, my parents took it to the bank. My parents called them, because I couldn't at the time, and simply said I wish to claim for my son, whom is in Korea, in the Army. They overnighted the check on Saturday evening, east coast time, which means it should be at my parents house by Monday or Tuesday at the latest. There are, honestly, no strings attached. I don't have to buy, sell, trade, subscribe, nothing.

Don't spend one dime of that money until all the checks clear & the bankers aren't nervous.

I agree, Phyrex.

It just seems too good to be true.
Something seems just a little fishy about that scenario sir.

I say don't even deposit the check. Have the bank investigate thru their contacts before doing anything with it.

I agree, Phyrex.

It just seems too good to be true.
Something seems just a little fishy about that scenario sir.

I say don't even deposit the check. Have the bank investigate thru their contacts before doing anything with it.

I'm not going to spend anything until it does clear, trust me. We'll see, I mean if it is a scam, whatever. I do have a knack for being a lucky bastard though, so that's at least on my side. I'm pretty sure the bank will do some kind of "looking into it" before they let it go through anyways.

Sounds like a scam to me, Phyrex. We had something similar here and the folk got some checks in the mail. If I remember right, they were the $3,000 'pre-check' before the big one came. They cashed them, and not only had to pay back the money and bank charges, they also got in trouble with the law. *fraud and fines*

I hope your lucky and don't mean to rain on your parade, but I'd be very surprised if you actually get the money. Whatever you do, don't get your ass fried.

Sounds like a scam to me, Phyrex. We had something similar here and the folk got some checks in the mail. If I remember right, they were the $3,000 'pre-check' before the big one came. They cashed them, and not only had to pay back the money and bank charges, they also got in trouble with the law. *fraud and fines*

I hope your lucky and don't mean to rain on your parade, but I'd be very surprised if you actually get the money. Whatever you do, don't get your ass fried.

Meh, yeah, well, I never got my hopes up anyways. So even if it isn't, whatever, no biggie. The people whom I've told here (which is my squad leader, my CO, and one other person) asked me why I'm not more excited, it's for that exact reason.

Phyrex ... fill us in on the details! We're waiting with baited breath!

Hate to be picky but it's bated breath, a form of abated breath, or held breath, not baited breath.

Hate to be picky but it's bated breath, a form of abated breath, or held breath, not baited breath.

But ES may have been snacking on some red wigglers again! ;)

No doubt boght from Carter Worm Farm in Plains, Georgia.

Hate to be picky but it's bated breath, a form of abated breath, or held breath, not baited breath.

If you hate to be picky, then don't practice so often.

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I don't really hate being picky. I hate being picky with people I like. I would have much prefered correcting Dharmabum or afinertouch5.

I'm not going to spend anything until it does clear, trust me. We'll see, I mean if it is a scam, whatever. I do have a knack for being a lucky bastard though, so that's at least on my side. I'm pretty sure the bank will do some kind of "looking into it" before they let it go through anyways.
Wait longer than that. I read an article today saying that checks might still bounce even after they clear.

Wait longer than that. I read an article today saying that checks might still bounce even after they clear.
that happened when my boss sold a car to a guy overseas...the Bank of America check looked real, but it turned out to be a forgery...a week after it "cleared".

guess who had his bank account frozen when he was trying to buy a house:rolleyes:

I suggest you sign the check over to me, Phyrex. I will deposit in in my account and once it clears I will Fed Ex you the money.

Found this while doing a bit of googling....

http://www.ripoffreport.com/reports/0/263/RipOff0263116.htm

I'm not a big fan of ripoffreport.com, but some of their stuff is worth looking at anyways.

What are you going to Fed Ex the money in, Frogger? Another check? Maybe a suitcase full of money orders? (most service providers limit the maximum amount you can send)

Found this while doing a bit of googling....

http://www.ripoffreport.com/reports/0/263/RipOff0263116.htm

I'm not a big fan of ripoffreport.com, but some of their stuff is worth looking at anyways.
S**T! we're stuck with OD's whinning!

at least we have brownies:woohoo:

that happened when my boss sold a car to a guy overseas...the Bank of America check looked real, but it turned out to be a forgery...a week after it "cleared".

guess who had his bank account frozen when he was trying to buy a house:rolleyes:

My boss almost sold a car to a guy overseas. He did some online searching and found out about the scam. They have checks that are very close to checks from legitimate banks here in the States.

If you deposit the check in the bank figuring the bank will detect a fraudulent check, you may be held liable when they do.

My boss almost sold a car to a guy overseas. He did some online searching and found out about the scam. They have checks that are very close to checks from legitimate banks here in the States.

If you deposit the check in the bank figuring the bank will detect a fraudulent check, you may be held liable when they do.
he never shipped the car, and never heard from the guy....but he did hear from the police...which he told everything he knew.

Wait longer than that. I read an article today saying that checks might still bounce even after they clear.

I was thinking the same thing, maybe Ill just let it sit in my account for a month or so. Haven't even got it yet though, they (parents) are going to send me a picture of it before they take it to the bank, so I can have a look at this thing when it does come.

I misunderstood, the check was not overnighted, but it was mailed as far as I know, so it should be arriving at my parents house in the next couple of days. So, we're still in suspense about it, meh.