Bank of America (http://people.monstersandcritics.com/news/article_1263250.php/B_of_A_rewards_illegals_with_credit_cards)is offering credit cards to illegal aliens. They don't need Social Security numbers or credit history, only a checking account of 3 months duration without overdrafts.

:hitout:

Smart move - I bet it does pretty well for them.

Bank of America (http://people.monstersandcritics.com/news/article_1263250.php/B_of_A_rewards_illegals_with_credit_cards)is offering credit cards to illegal aliens. They don't need Social Security numbers or credit history, only a checking account of 3 months duration without overdrafts.

:hitout:

This is a problem for you why? I would think it would encourage the illegals to keep more of their money here, and to spend more of it here.

Interesting. I say, keep the program going for a while, then subpeona all of their names and addresses.

Wow, wtf, is that even allowed? Arent illegal aliens, well ILLEGAL? Therefore providing them with a credit card and bank accounts would be, well, ILLEGAL?
Im confused.

Bank of America (http://people.monstersandcritics.com/news/article_1263250.php/B_of_A_rewards_illegals_with_credit_cards)is offering credit cards to illegal aliens. They don't need Social Security numbers or credit history, only a checking account of 3 months duration without overdrafts.

:hitout:
but in an amazing catch 22....BofA still requires a SSN to open a checking account.:lolhit:

I would think it would encourage the illegals to keep more of their money here, and to spend more of it here.

Doubtful, Vile.

First of all, BofA isn't offering credit to illegal immigrants to help improve our country's economy, nor is it doing this to improve the life of illegal immigrants in the US; BofA is doing this to make money off them. In other words, exploitation.

Secondly, BofA is up against the wall as far as growing its business (ignoring the fact that it's freaking huge enough, forcryinoutloud). If they want new customers, their only real option is to pander to people who are denied credit because of their ILLEGAL status. In other words, exploitation.

Unorthodox initiatives like the new credit card program may be crucial to Bank of America's long-term success. In the past, the bank, which operates in 31 states and the District of Columbia, grew mostly by buying up other banks. Now, however, it is bumping up against a regulatory cap that bars any U.S. bank from an acquisition that would give it more than 10 percent of the nation's total bank deposits. That means that Bank of America's only way to grow domestically is to sell more products to existing customers and attract new ones.

Bank of America, the second-largest U.S. bank after Citigroup Inc. in terms of market capitalization, estimates that there are 28 million Hispanics in its operating area and that most of them, regardless of their immigration status, don't have a bank. It hopes that the allure of a credit card will persuade hundreds of thousands more Latinos to open accounts.

"If we don't disproportionately grow in the Hispanic (market) we aren't going to grow" as a bank, said Liam McGee, Bank of America's consumer and small business banking chief. --Ventura County Star (http://www.venturacountystar.com/vcs/business/article/0,1375,VCS_128_5349711,00.html)

Finally, and in direct response to your comment above, by giving banking/credit services to illegal immigrants, Bank of America is making it easier, cheaper, and more secure for illegals to send money back to their own countries, where will be spent.

As for the latest marketing tool, credit cards to undocumented immigrants, BAC is going after a new, expanding market: Hispanics. It has several programs now, including the ability to send money to Mexico without the large fees usually associated with it. --Banking Outside the Box (http://financial.seekingalpha.com/article/27017)

All I can say about this is, wrong, wrong, wrong.

It is wrong to reward people who have broken the law and that is what illegals do every day simply by remaining in this country.

It is wrong to have less stingent standards for a group of law breakers than for law abiding citizens.

Illegal aliens should be deported not catered to.

Did anyone even notice what mikezila said? If true, it completely negates this entire conversation...

Also, Marzipan, what's wrong with making money off of them? And anyways, you can send money to Mexico cheaply from Wal-Mart too. Big deal.

Wow, wtf, is that even allowed? Arent illegal aliens, well ILLEGAL? Therefore providing them with a credit card and bank accounts would be, well, ILLEGAL?
Im confused.

Thats a good point. A citizen can't open an account without a drivers license or SSS#. How can they do this?

Did anyone even notice what mikezila said? If true, it completely negates this entire conversation...

Checking accounts and credit cards are completely different animals. If your credit card was issued by a specific bank, you can pay the bill at any of that bank's branch offices in cash; checking account not needed.

Also, Marzipan, what's wrong with making money off of them?

If we're going to be making money off of illegal immigrants, I'd prefer that it go to state/federal coffers to compensate for the expenses they incur here but do not pay for; not into BofA's fat corporate pockets.

And anyways, you can send money to Mexico cheaply from Wal-Mart too. Big deal.

BofA is making it cheaper, safer, and less difficult than even Wal*Mart (yet another fat corporate conglomeration that LOVES exploiting people).

Checking accounts and credit cards are completely different animals. If your credit card was issued by a specific bank, you can pay the bill at any of that bank's branch offices in cash; checking account not needed.

In order for them to get a credit card from BofA without a SS#, they have to have had a checking account for at least three months, requiring an SS# anyways.

Doubtful, Vile.

First of all, BofA isn't offering credit to illegal immigrants to help improve our country's economy, nor is it doing this to improve the life of illegal immigrants in the US; BofA is doing this to make money off them. In other words, exploitation.

So... if a business makes money, they are exploiting their customers?

Secondly, BofA is up against the wall as far as growing its business (ignoring the fact that it's freaking huge enough, forcryinoutloud). If they want new customers, their only real option is to pander to people who are denied credit because of their ILLEGAL status. In other words, exploitation. Bringing in new customers isn't exploitation. Why are you mad at BofA for providing a new service?

Finally, and in direct response to your comment above, by giving banking/credit services to illegal immigrants, Bank of America is making it easier, cheaper, and more secure for illegals to send money back to their own countries, where will be spent.
They don't need to have a credit card to send money back home, and the other options are just as secure and just as cheap.

In order for them to get a credit card from BofA without a SS#, they have to have had a checking account for at least three months, requiring an SS# anyways.

Only from BofA. They could have a checking account in Mexico for 3 months.

Illegal aliens should be deported not catered to.

Businesses cater to those who are willing to pay money for their services. The purpose of a business is not to make a political point (in most cases), it is to make money.

Businesses cater to those who are willing to pay money for their services. The purpose of a business is not to make a political point (in most cases), it is to make money.
That's true.

Only from BofA. They could have a checking account in Mexico for 3 months.
It says directly in the article that they need a Bank of America checking account.

It says directly in the article that they need a Bank of America checking account.
That's what I was trying to impress upon everyone, but they've ignored it... "No matter that they need a SS# to open the account that they need to get the credit card, this is all about illegal aliens and illegal aliens SUCK" :rolleyes:

It says directly in the article that they need a Bank of America checking account.

Ah, missed that part

That's what I was trying to impress upon everyone, but they've ignored it... "No matter that they need a SS# to open the account that they need to get the credit card, this is all about illegal aliens and illegal aliens SUCK" :rolleyes:

BofA accepts other forms of documentation from Hispanics.

At the local Mexican consulate, the Venezuelans [illegal immigrants] each signed up for an identification card known as a matrícula consular, for which more than half the applicants are undocumented immigrants, according to the Pew Hispanic center, a Washington think tank. Scores of financial institutions now accept it for bank accounts, credit cards, and car loans. --Business Week (http://www.businessweek.com/magazine/content/05_29/b3943001_mz001.htm)

More than 80 nationwide banks - including all the majors (Citi, Bank of America, Wells Fargo, US Bank, etc. - now accept matrícula consular cards as appropriate ID to open checking accounts and receive other banking services.

BofA accepts other forms of documentation from Hispanics.



More than 80 nationwide banks - including all the majors (Citi, Bank of America, Wells Fargo, US Bank, etc. - now accept matrícula consular cards as appropriate ID to open checking accounts and receive other banking services.
Oops, well then, I stand corrected. I'm really sorry. :(

Oops, well then, I stand corrected. I'm really sorry. :(

Hey, no need to apologize! :)

Now you know more than you did before about the issue, and that's never a bad thing.

All I can say about this is, wrong, wrong, wrong.


I am breathless with anticipation of hearing you explain why it is "wrong, wrong, wrong".

How is it harming you? How is it harming the U.S.?

So... if a business makes money, they are exploiting their customers?

Well, there are all sorts of variables on the broad topic of exploiting consumers, but in specific relation to the illegal immigrant situation, yes, I believe it IS wrong for businesses to exploit them, wrong for businesses to hire them, to make money off of them, and to tacitly encourage more illegal immigration. They're certainly not doing anything positive in stopping illegal immigration, which is (need I say it?) ILLEGAL. I mean, if you're not going to suffer any repurcussions for your illegal activities, if businesses are actually going to make it easier for you to continue your illegal activities here in this country, why not continue to break US laws, abuse US systems, put more burden on legal taxpaying citizens? No one should care, right?

Why are you mad at BofA for providing a new service?

I'm not mad at BofA for providing new services to their customers. I'm mad at them for providing ANY services to people who are here illegally. Because, you know, it's ILLEGAL for them to be here. They're criminals, y'know.

I am breathless with anticipation of hearing you explain why it is "wrong, wrong, wrong".

How is it harming you? How is it harming the U.S.?

Why doesn't the banking industry fall under the same or similar rules as corporations do? If a company is liable to be penalized for hiring illegals, should not the same apply to banks and the customers they serve? Why make exceptions for criminals?
So, illegals can get checking accounts & credit cards. This doesn't mean they'll be paying anything other than sales tax, and will permit them to move further into society and never worry about becoming citizens. Yet, they take advantage of everything else the rest of us are paying taxes for.

Businesses cater to those who are willing to pay money for their services. The purpose of a business is not to make a political point (in most cases), it is to make money.

Any business that makes it easier for illegal aliens to stay here and continue breaking the law should have its operating officers tried, convicted and sentenced to prison for aiding and abetting the commission of a criminal act.

BofA accepts other forms of documentation from Hispanics.



More than 80 nationwide banks - including all the majors (Citi, Bank of America, Wells Fargo, US Bank, etc. - now accept matrícula consular cards as appropriate ID to open checking accounts and receive other banking services.
I thought that the PATRIOT Act made it mandatory to provide a Social Security number when opening any sort of financial account, including bank accounts and credit cards? I had to provide my social for both my credit cards as well as my checking account. Granted, my bank is Fifth Third.

Well, there are all sorts of variables on the broad topic of exploiting consumers, but in specific relation to the illegal immigrant situation, yes, I believe it IS wrong for businesses to exploit them, wrong for businesses to hire them, to make money off of them, and to tacitly encourage more illegal immigration.
I still don't see why you keep using the word 'exploitation'. The customers are not being exploited, they are paying for a service which they need.

Our good economy and high wages encourage illegal immigration also, but we shouldn't compromise those in order to dissuade illegals from crossing over. Once again, the purpose of a business such as BofA is not to enforce a political agenda, it is to make money.

They're certainly not doing anything positive in stopping illegal immigration, which is (need I say it?) ILLEGAL.
It is not the responsibility of the bank to do anything related to stopping illegal immigration. It is the responsibility of a bank to offer banking services.

I mean, if you're not going to suffer any repurcussions for your illegal activities, if businesses are actually going to make it easier for you to continue your illegal activities here in this country, why not continue to break US laws, abuse US systems, put more burden on legal taxpaying citizens? No one should care, right?
Don't lower yourself to those extreme and unrelated analogies.

I'm not mad at BofA for providing new services to their customers. I'm mad at them for providing ANY services to people who are here illegally.
Should McDonalds require your SSN before they serve you a burger? I think you need to revise your statement.

Any business that makes it easier for illegal aliens to stay here and continue breaking the law should have its operating officers tried, convicted and sentenced to prison for aiding and abetting the commission of a criminal act.
You are acting as an extremist here. Any restaurant that feeds them would be guilty of the same thing. Any supermarket that sells to them would be guilty. Nearly every institution would be guilty.

You are acting as an extremist here. Any restaurant that feeds them would be guilty of the same thing. Any supermarket that sells to them would be guilty. Nearly every institution would be guilty.
Completely true. Maybe this is why the government feels that we need national ID cards, so we can prove that we're citizens when we buy our groceries. :rolleyes:

Completely true. Maybe this is why the government feels that we need national ID cards, so we can prove that we're citizens when we buy our groceries. :rolleyes:
That plan would die the instant someone tried to buy a box of condoms. I wouldn't appreciate having to prove my citizenship then especially.

You are acting as an extremist here. Any restaurant that feeds them would be guilty of the same thing. Any supermarket that sells to them would be guilty. Nearly every institution would be guilty.

Illegals have been forced to use cash in virtually all transactions because the lack of major credit cards or even checking accounts have prevented them from obtaining credit. With BoA's program in place, how likely is it that those who would do us ill will find it even easier to blend into American society .. checkbook in one pocket, credit card in another. No, it's not right. The banking industry is circumventing established laws and should be penalized.

I don't see much difference between leting them have credit cards, and allowing them a bank loan to buy a house (which many banks do).

how else would the alien on american dad buy all those wigs n clothes?

how else would the alien on american dad buy all those wigs n clothes?
ROFL

Why doesn't the banking industry fall under the same or similar rules as corporations do? If a company is liable to be penalized for hiring illegals, should not the same apply to banks and the customers they serve? Why make exceptions for criminals?

Companies hiring illegals provides the incentive for illegal immigration. If everyone stopped hiring illegals, illegal immigration would virtually cease to exist. People aren't coming over here for the BoA credit cards.

They are attacking the source of the problem. It's the same reason why dealing drugs is a much more serious offense then mere possession. If people can't get drugs, then they won't do them.

No, it's not right. The banking industry is circumventing established laws and should be penalized.

?!

May I ask what established laws they are circumventing?

?!

May I ask what established laws they are circumventing?

An opinion. If corporations are legally prohibited from hiring illegals, does not the same apply to banking? I would submit the banking industry is circumventing the intent rather than the written.

I would submit the banking industry is circumventing the intent rather than the written.

You alleged that "the banking industry is circumventing established laws".

I asked you to name those laws.

I'm not trying to trip you up here.

I honestly want to know which laws they're circumventing.

If it's against the law for BofA to issue a card to a Mexican, then I would do an about face and be opposed to them doing it.

Illegals have been forced to use cash in virtually all transactions because the lack of major credit cards or even checking accounts have prevented them from obtaining credit. With BoA's program in place, how likely is it that those who would do us ill will find it even easier to blend into American society .. checkbook in one pocket, credit card in another. No, it's not right. The banking industry is circumventing established laws and should be penalized.

Cash is virtually untraceable, credit cards are not. It would make it easier to find illegals too. I don't see why you object.

If you have a credit card & a bank account, keep your payments current and a reasonable balance in the checking account you will be virtually invisible to society. I don't support that for illegals. As far as I'm concerned, they should be forced to wear badges much as the Jews and other undesireables in Nazi Germany were required to. That would make them easier to find and ship out. Better yet, when apprehended, each should have a "chip" implanted that would allow them to be tracked should they return to U.S. soil.

An opinion. If corporations are legally prohibited from hiring illegals, does not the same apply to banking? I would submit the banking industry is circumventing the intent rather than the written.

Corporations are prohibited from hiring illegals, however corporations are not prohibited from selling goods or offering services to illegals.

You sound as if you're defending the illegals - are you?

If you have a credit card & a bank account, keep your payments current and a reasonable balance in the checking account you will be virtually invisible to society.
Not more invisible than if they used cash. With a credit card you can actually trace a purchase back to the person, whereas you cannot with cash.

I don't support that for illegals. As far as I'm concerned, they should be forced to wear badges much as the Jews and other undesireables in Nazi Germany were required to. That would make them easier to find and ship out.
LOL. Look, if we knew which ones were illegals then we wouldn't be putting badges on them. Most likely the government would ship them out.

You sound as if you're defending the illegals - are you?

I'm defending the corporation.

I care less about the illegals than I do our economy, and I think that our economy is expanding faster as a result of us having illegals work illegally for low wages.

Compare it to slavery earlier on (I am NOT condoning slavery here). The south had a HUGE economic boost as a result of slavery, except now instead of working for free, the illegals are working for a pittance and they make use of our public facilities. The major difference though is that slaves worked because they had to, the illegals work now because they want to.

The major difference though is that slaves worked because they had to, the illegals work now because they want to.
I am sure they work because they need to. Why else would they come here illegaly? They want to make more money, or enough so that they can get by.

I am sure they work because they need to. Why else would they come here illegaly? They want to make more money, or enough so that they can get by.

I'm sure that they could survive in Mexico, but their life would be much better in the US, so they are willing to take the risk.

I'm sure that they could survive in Mexico, but their life would be much better in the US, so they are willing to take the risk.

Their choices include staying and trying to overthrow their corrupt government or just crossing the border and getting an under the table job in America.

Is anyone suprised that so many of them choose the latter?

It is wrong to reward people who have broken the law.

If your president breaks the law here, and in any other country he pleases to, then why can't others do the same...

Your president got rewarded by being re-elected.

If your president breaks the law here, and in any other country he pleases to, then why can't others do the same...

Your president got rewarded by being re-elected.

Certain people labor under the delusion that the President is above the law dispite the fact that his oath of office specificly says he is to uphold the law.

If your president breaks the law here, and in any other country he pleases to, then why can't others do the same...

Your president got rewarded by being re-elected.

The current discussion has little to do with the sitting POTUS. What is of more concern is the rampant influx of illegal aliens into this country. Immigration is fine - come in through the front door & sign the guest book. Don't come in through a hole in the fence and then expect an open armed welcome from the tax paying citizens.

The current discussion has little to do with the sitting POTUS. What is of more concern is the rampant influx of illegal aliens into this country. Immigration is fine - come in through the front door & sign the guest book. Don't come in through a hole in the fence and then expect an open armed welcome from the tax paying citizens.

The problem is not that they don't want to obey our system. The problem is that their own country makes it too difficult for them to get the papers we are looking for. If the Mexican government wasn't so corrupt, then there wouldn't be as many "illegal" aliens because they wouldn't have had to pay thousands of dollars just to get a work Visa.

Can you imagine if the U.S. government wanted to change you $5000 just to get a passport?

It is not our fault the beaner gov't is corrupt and that they do nothing to slow or halt the masses from exiting their country. It has certainly become our problem. We're simply not doing enough to keep them from crossing the borders. It is not our responsibility to let in every illegal that chooses to leave their native country in search of whatever they're searching for by continuing to allow them to remain here in a criminal status from the moment they cross the border. Whatever gripes they have about their own countries need to be addressed there - by the citizens themselves - not by running away to the nearest "friendly" border.

If you have a family to feed, that becomes your priority, not becoming a Mexican Che Guevara.

If you have a credit card & a bank account, keep your payments current and a reasonable balance in the checking account you will be virtually invisible to society.

Errrm......okay.

But here is what we were talking about.

You alleged that "the banking industry is circumventing established laws".

I asked you to name those laws. Now i'm asking for the third time.

I honestly want to know which *established laws* they're circumventing.

FT - this from post #38:

Quote:
Originally Posted by Freethinker
?!

May I ask what established laws they are circumventing?


An opinion. If corporations are legally prohibited from hiring illegals, does not the same apply to banking? I would submit the banking industry is circumventing the intent rather than the written.
*****

This is an example (http://findarticles.com/p/articles/mi_pjus/is_200112/ai_3424794037) of what I'm referring to. I do not know if it's completly appliciable.

"The Department of Justice is committed to vigorously investigating and prosecuting companies or individuals who exploit immigrants and violate our nation's immigration laws," said Chertoff. "The bottom line on the corporate balance sheet is no excuse for criminal conduct."

Businesses and Industry have a long, long track record of exploiting every little loophole in the law they can find if it increases profits. This is just more of the same.

Businesses and Industry have a long, long track record of exploiting every little loophole in the law they can find if it increases profits. This is just more of the same.

Is this any different from the pizza chain down in Texas that is accepting pesos? I see it in the same light.

Originally Posted by Freethinker
May I ask what established laws they are circumventing?



This is an example (http://findarticles.com/p/articles/mi_pjus/is_200112/ai_3424794037) of what I'm referring to. I do not know if it's completly appliciable.

"The Department of Justice is committed to vigorously investigating and prosecuting companies or individuals who exploit immigrants and violate our nation's immigration laws," said Chertoff. "The bottom line on the corporate balance sheet is no excuse for criminal conduct."

Ok. Thanks.

That's the sort of substantiation that I wanted to see..........although I do not see how a directive that was written saying that the Department of Justice is "committed to protecting immigrants from being exploited" could be used --in terms of it being a law-- to prevent --by making it illegal-- a banking institution from issuing a credit card to an illegal alien.

I would ageee that the various banking institutions are preying on the illegal immigrant populace by issuing them said cards......but it seems to me the people here screeching that it is --""wrong, wrong, wrong""-- to give them credit cards are taking that position on the basis that it is somehow giving aid to these illegals that they do not deserve to be allowed to have.

From that sort of perspective, i still fail to see how they find it so "wrong".

but it seems to me the people here screeching that it is --""wrong, wrong, wrong""-- to give them credit cards are taking that position on the basis that it is somehow giving aid to these illegals that they do not deserve to be allowed to have.

From that sort of perspective, i still fail to see how they find it so "wrong".

Um. :confused:

They're here illegally. They've broken our laws to get here. They break our laws by staying here. The simple fact that they are here without official documentation is a breach of our laws and therefore criminal. Everything they do here, every step they take on our soil is a crime.

Illegal immigrants don't "deserve" ANYthing. The social and legal rights afforded to US citizens must be earned by others who wish to come here and enjoy their benefits.

Illegal immigrants don't "deserve" ANYthing. The social and legal rights afforded to US citizens must be earned by others who wish to come here and enjoy their benefits.

I agree, but credit cards do not fall into "social and legal rights". Bank of America is not doing anything illegal by catering to people without SSNs.

Um. :confused:

They're here illegally. They've broken our laws to get here.

Ok so far.

They break our laws by staying here. The simple fact that they are here without official documentation is a breach of our laws and therefore criminal.

Yep.

Everything they do here, every step they take on our soil is a crime.

Uhh, no. Everything they do here is not a crime. They may eat a sandwich while here. I would assert that the eating of that sandwich is not covered under any criminal statute.

Illegal immigrants don't "deserve" ANYthing.

I couldn't diagree more. They deserve the air they're breathing. They deserve to be allowed to continue living.

Here's the bottom line;

If you come up with any law specifically barring the BofA from issuing a credit card to these people, please post it here.

Here's the bottom line;

If you come up with any law specifically barring the BofA from issuing a credit card to these people, please post it here.

Uh.... Did I say there was a law barring BofA from issuing credit cards to illegals? Sure, I'd like there to be, but did I ever say such a law existed?

If you come up with a quote from me stating as much, FT, please post it here.

Uh.... Did I say there was a law barring BofA from issuing credit cards to illegals?....

In effect, yes, you did.

You asserted that EVERYthing they do here is a crime. Getting a credit card is a *thing* that they do.

If you come up with a quote from me stating as much, FT, please post it here.

Okay.

""They're here illegally. Everything they do here, every step they take on our soil is a crime._________F. de Marzipan

Obtaining a credit card while they're here clearly falls under your blanket statement that ''""Everything they do here...is a crime"".

~~~~~~~~~~~~~~~~~~~~~~~~~~~


Meaning of EVERYTHING
Pronunciation: 'evree`thing

Webster's 1913 Dictionary

Definition: \Ev"er*y*thing`\, n. Whatever pertains to the subject under consideration; all things.

Let's follow this through. Our discourse began when you said the following:

You: If you come up with any law specifically barring the BofA from issuing a credit card to these people, please post it here.

Since I never said there were laws barring banks from issuing credit cards to illegal immigrants, I replied:

Me: Did I say there was a law barring BofA from issuing credit cards to illegals? If you come up with a quote from me stating as much, FT, please post it here.

Of course, you can't do that because no such quote exists. This makes you look kinda stupid for issuing the challenge in the first place. (My guess is you meant to aim that at someone else and missed.) You actually agree that I never said such a thing, but to save face, you start babbling that illegal immigrants are not breaking our laws when they breathe or eat sandwiches (absurd arguments, but consider the source) and attempt to extrapolate the right to have bodily functions into laws prohibiting illegals from having credit cards (even though we were talking about laws prohibiting banks from issuing them, but I digress).

All of this so you can (a) save face, and/or (b) be mad at me because illegal immigrants are breaking our laws simply by being here, working here, not paying their share of taxes, abusing our education and healthcare systems, etc.

You really had to work hard to come up with that whacky circular explanation for your challenge, Freethinker. There must be some sort of reward in it, but I can't imagine what joy you get by making a fool of yourself. Day after day after day...

You must be a very unhappy person. :(

You were right about his "out" Marzipan... some people are good at always shifting the topic, and if one alley is closed they just go down another one....

The thing that pisses me off the most about illegals getting credit cards is that if any of us get a credit card and actually HAVE a social security number.. we have to go through background checks and credit checks. THEY don't.. they just need a name, and it doesn't even have to be their own. I guess it's better to NOT be a citizen than to be one... and we can thank the Bank for that... they are ten times worse than Walmart.

Maybe we need to start a movement. Go to BofA, start a checking account under the name Luis Roja Manuel Jesus Sanchez, keep it for 3 months, get a BofA credit card spend like crazy and never pay it back. If 100 folks in every city do that they just might get the message.

Maybe we need to start a movement. Go to BofA, start a checking account under the name Luis Roja Manuel Jesus Sanchez, keep it for 3 months, get a BofA credit card spend like crazy and never pay it back. If 100 folks in every city do that they just might get the message.

I would say good for them if that happens but it will only result in higher rates for us once they start crying about how much money they lose. They already complain about how much money they lose from creidt card fraud and non payment so why not open up accounts for people who are ALREADY liars and break the law. And no I am not saying they are all liars but you cannot deny they are breaking the law by being ILLEGAL imigrants.

Let's follow this through. Our discourse began when you said the following:

You: If you come up with any law specifically barring the BofA from issuing a credit card to these people, please post it here.

Since I never said there were laws barring banks from issuing credit cards to illegal immigrants, I replied:

Me: Did I say there was a law barring BofA from issuing credit cards to illegals? If you come up with a quote from me stating as much, FT, please post it here.

Of course, you can't do that because no such quote exists.

Errrm....you seem to have somehow (:rolleyes:) left out something that was said prior to the conversation you reconstructed.

Our discourse began when you said the following:

""They (illegal aliens) are here illegally. Everything they do here, every step they take on our soil is a crime._________F. de Marzipan

Well, they get credit cards while they're here.

Ipso facto, by alleging that **everything** the illegal aliens do here is a *crime*, you are claiming that their obtaining of credit cards was a crime.

I then followed, logically, by saying; ---"" If you come up with any law specifically barring the BofA from issuing a credit card to these people, please post it here.""

Maybe you're too dense to folow the jist of the conversation. Maybe you're just being purposely obtuse. Who knows.

There may not be a law on the books barring them from engaging in such business practices (which needs to change), but does that mean they have no social and moral obligations?

Just because there is a buck to be made does not mean it should be allowed to happen.

If that were the case couldn't drug dealers be considered business opportunists?

They are called ILLEGAL for a reason. For a bank to issue them credit cards or even bank accounts just to make money is selling out the financial stability of the country that allowed them to make their idiotic policies in the first place. I say everyone who ISN't an illegal immigrant pull your account from the bank and let them have that kind of business if that's what they want.